J&T Group

J&T Finance Group SE is a Europeanjoint-stock company headquartered in Prague, Czech Republic, operating predominantly in Central and Eastern Europe. It was founded in 1994.

The group provides comprehensive services in private and retail banking, asset management for private clients and institutions, investment banking, and project finance.

As of 2024, J&T Finance Group reported total assets of €17.9 billion, equity of €2.47 billion, and a net profit of €338.4 million – the highest in the group's history.^[1]

The group's shareholders are Jozef Tkáč (45.05%), Ivan Jakabovič (35.15%), Rainbow Wisdom (a subsidiary of Chinese state conglomerate CITIC, 9.9%), and senior managers Štěpán Ašer and Igor Kováč (4.95% each).^[2]

J&T Group was founded in 1994 in Slovakia by Ivan Jakabovič and Patrik Tkáč, both former classmates. Their first major project was the development of luxury housing on Drotárska Street in Bratislava, Slovakia. An important milestone for the young company was the purchase of investment fund Creditanstalt IF in 1996.^[3] The company specialized in the Czech Republic and Slovakia, but the group also invested in the markets of Switzerland, Canada, Mexico and the Caribbean.

In 2022, J&T Banka acquired an 80% majority stake in Amista, one of the largest Czech managers and administrators of funds for qualified investors.^[4]

In 2023, J&T Banka opened a branch in Frankfurt, Germany, operating under the brand J&T Direktbank and offering deposit products to German retail clients.^[5] Germany became the fourth market in which J&T Banka directly operates. Within its first year, J&T Direktbank attracted over 23,000 clients and deposits exceeding €1 billion.^[6]

In 2023, J&T Finance Group sold its Russian subsidiary J&T Bank AO to Bjurokrat holding, controlled by Russian bank Realist, thereby exiting the Russian market entirely. J&T had entered Russia in 2007 through the acquisition of Tretij Rim bank.^[7]

In 2025, J&T Banka established a representative office in Poland, providing loan financing to clients investing in the Polish market.^[8]

En 2025, J&T Finance Group acordó vender su participación del 98,45 % en el banco eslovaco 365.bank (anteriormente Poštová banka) al grupo belga KBC , matriz de ČSOB , por 761 millones de euros. La transacción se completó en enero de 2026 por un importe final de 708 millones de euros, tras obtener las aprobaciones regulatorias. ^{[ 9 ]}

J&T Finance Group ofrece servicios financieros a través de las siguientes entidades:

Los servicios bancarios se prestan a través de J&T Banka. En el ámbito de las inversiones, el grupo opera a través de J&T Investiční společnost, Amista investiční společnost y J&T Ventures. El vehículo de inversión insignia del grupo es J&T Arch Investments, un fondo para inversores cualificados que cotiza en la Bolsa de Praga y que es el mayor fondo de su tipo en la República Checa y Eslovaquia. ^{[ 10 ] [ 11 ]} La financiación especializada y los mercados de capitales están cubiertos por J&T Mezzanine y J&T IB and Capital Markets. Otras actividades, como los servicios en las áreas de recursos humanos, control, asesoría fiscal y contabilidad, son prestadas por J&T Services.

• www.jtfg.com